Free & Quick Survey for your benefit !
Do you need a financial planner?
Do you maintain sufficient contingency fund for unforeseen circumstances?
What is contingency fund?
Yes, but I don’t know if it is sufficient
Yes and it is sufficient
To what extent do you agree or disagree with the following statement: Insurance policies are the best investment avenues available as they offer returns along with risk cover.
Do you understand the benefits, terms and conditions of your insurance policy?
No, not at all
I don’t remember those now
I rely on my insurance agent for the same
How often do you review your investment?
At least once a month
At least once a year
On an ad hoc basis
Do you have a PPF A/c?
No, returns from PPF A/c do not excite me
No, I contribute to EPF instead
No, I want to open one but do not have the time
Yes, I have one
Where do you prefer to invest your savings?
I invest across various asset classes
Do you use a credit card?
Yes, but I make sure that I pay the outstanding on time
I rollover the limit sometimes
I have a huge outstanding on my credit card
Do you understand the risk involved in the investment avenue you invest in?
I don’t care
I care but do not understand
How do you think you will fund your retirement?
I will fund it through the PF and other retirement benefits
I have bought a retirement policy
I will depend on my children during retirement
I have not thought over it.
I am investing in equity funds along with EPF and PPF to take care of my retirement
What is your approach towards people who guarantee you high returns in a very short time?
I avoid such people
I take keen interest and invest some amount with them
I go through the proposal and invest only if it is worthwhile
Whom do you consult before taking your investment / personal finance decisions?
Friends and relatives
Relationship manager of my bank
My certified financial planner
Will you hire a financial planner if he gives you fair and balanced view regarding personal finance?
No, I prefer the way I am investing currently
Yes, I will hire if I come across a good financial advisor
I am actively searching for a financial advisor